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Safe, Secure & Guaranteed...

8/11/2020

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At some point in the past, between 2008 and now, you:

a) heard my"Safe Money" radio show & called for more information,
b) replied to an ad on the Internet or in "The Houston Chronicle," or
c) attended one of my retirement seminars.

I realize that you may not know anything about me or my business, so I’ve written this note to provide some details.

I'm the owner of Conservative Retirement Solutions, LLC, a retirement planning company that’s been in business since 2004.  We cater exclusively to clients who want “safe, secure and guaranteed” retirements. 

 Because of this, we do not offer stocks, mutual funds, bonds or any type of  “investment” in which our clients’ money is “at risk” in the stock market. 

Simply put, our clients a) don’t want to risk losing any of their retirement money, and b) they don’t want to risk the possibility of “outliving their money.”

So, instead of worrying about the risks of losing money in the stock market or running out of money during retirement, our clients  transferred those risks, at no cost, to A-rated “legal reserve” insurance companies that provide contractual guarantees against any loss, and against the possibility of outliving their money.

Think about this – you and I use insurance companies every day (auto, health, homeowners, etc.) to protect us from various unexpected losses – our clients have simply “transferred their retirement risks” to A-rated life insurance companies.

When our clients do this, they permanently eliminate the following retirement risks:
  •  “Longevity Risk” – risk of outliving their money
  • “Market Risk” – risk of losing money
  • “Withdrawal Rate Risk” – risk of withdrawing too much money


Please visit our company’s website, www.SafeMoneyHouston.com.  The website has 60+ videos to help you learn about the various “Safe Money” financial options and products available to you.

You may find the video linked below interesting – it’s a type of “Annuities 101” video and gives a good overview of the different types of annuities – from immediate to deferred, and Fixed versus Variable:

Here’s the address:  https://www.safemoneyhouston.com/annuity-primer.html

Here’s a link to the Texas Department of Insurance so you can "look me up:"
https://txapps.texas.gov/NASApp/tdi/TdiARManager 
My Last Name:  Dennis
My First Name:  William
My Middle Name:  Richard

My personal license #:  1281501 - license issued 07/01/2004 
My corporate license #: 2022462 - license issued 08/12/2015

============================ 
Conclusion
Fixed Annuities are NOT "investments" - they are "risk transfer" financial products that provide the following contractually guaranteed benefits which are not available with stocks and mutual funds:

a) No stock market losses, ever, and
b) Guaranteed “private pension” paycheck that cannot be outlived (with the remaining balance in the account passing to your heirs outside of probate).

There’s lots of “fake news” in the media about annuities - I challenge you to “A.M.A.” (Ask Me Anything) about annuities – let’s get facts separated from fiction.   I’ll be happy to answer any and all questions about annuities.

If you like financial risk, I'm sorry, but you won't find it here.  But, if you're tired of thinking about the four-letter word "R-I-S-K" and you'd like to protect & guarantee your retirement savings, you've found a home...

If you’re currently not one of our clients, my question to you is simply this:

“What’s keeping you from having your own safe, secure and guaranteed retirement?”

Give me a call or send me an email with your answer...

I really do look forward to hearing from you with your “A.M.A.” annuity questions.

I hope this note has helped you learn more about what we do and who our customers are at Conservative Retirement Solutions, LLC.

Best regards,

Rick Dennis

P.S. - If you'd like to ask your "A.M.A." annuity questions anonymously, click the link here:  https://www.safemoneyhouston.com/contact.html

It'll take you to the "Contact Us" form on our website - you can enter any name & email in the form's fields (real or fake), and then ask your question in the "Comment" field and click the "Submit" button. 
​
The completed form will come directly to me, and I'll compile and answer all anonymous questions in the next email I send out...  (of course, if you enter your actual name & email, I'll answer your question directly.)
​

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Conservative Retirement Solutions, LLC​
1800 St. James Place
Suite 325
Houston, TX 77056
​D
irect:    (713) 206-3885
Click Here to Email Us

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  • Home
  • VIDEOS
    • Retirement Planning >
      • Annuity Explanation
      • Home Equity Transfer
      • Monetary Devaluation
      • Pension Maximization
      • Retirement Income Risk
      • Retirement Insurance
      • Retirement Questions
      • Retirement Savings Risk
      • Retirement Tax Strategy
      • Reverse Mortgage (HECM)
      • Roth Conversion
      • Safe Money Contracts
      • Social Security
      • Tax Free Retirement
      • Taxes, Risk & Fees
    • Fixed Annuities >
      • Annuity Buckets
      • Annuity Exchange
      • Annuity Laddering
      • CD to Annuity
      • FIA Credit Rate Explanation
      • FIA Decision Assurance
      • FIA Hedging Explanation
      • FIA Reset Explanation
      • Guaranteed Income Rider
      • IRA Annuity
      • Income Annuity (SPIA)
      • Indexed Annuity
      • LTC Annuity
      • Longevity Annuity
      • Multi Year Guarantee Annuity (MYGA)
      • QLAC Annuity
      • Split Annuity
      • TSP Annuity
    • Estate Planning >
      • CRT / ART
      • Cash Reserve Asset Class
      • Estate Life Insurance
      • Estate Planning
      • Estate Tax Insurance Trust
      • Estate Taxation
      • Final Expense
      • LTC Life
      • Life Settlement
      • Living Trust
      • Planned Giving
      • RMD Conversion
      • Single Premium Life
      • Special Needs Trust
      • Split Dollar Family Banking
    • Life Insurance >
      • Cash Value Life Insurance
      • Child Savings Bank
      • College Funding
      • Family Life Insurance
      • IUL Credit Rate Explanation
      • IUL Decision Assurance
      • IUL Hedging Explanation
      • IUL Reset Explanation
      • IUL Retirement Plan
      • Index UL
      • Life Insurance Calculation
      • Lifetime Tax Strategy
      • Living Benefits
      • Mortgage Life Insurance
      • Private Equity Banking
      • Term/UL Conversion
      • WL Retirement Plan
      • Whole Life Dividends
  • Create A "Private Pension"
  • The Annuity Truth
  • Blog
  • About
  • Contact