A Picture That's Worth 1000 Words

Check out the chart below - it's a chart that compares the annual performance of the S&P 500 with a Fixed Index Annuity for the years 1998 - 2018.  The Annuity credited 50% of the annual gains of the S&P 500 during those years...

Question 1 - When is getting 50% of the S&P 500 gains better than getting 100% of the S&P 500 gains?

Answer 1 - When you can automatically "lock in" and keep those gains and never lose them when the stock market goes back down.

Question 2 - What years are the "best" years on the chart below? (warning - trick question)

Answer  2 -   The years when the annuity earned a 0% interest ,   During the years when the stock market declined and "gave back" previous gains, the Fixed Index Annuity simply earned 0%. 

The gains the Fixed Index Annuity received in previous years are "locked in" and simply cannot be lost when the market declines...

Moral of the story - "A bird in the hand IS worth two in the bush" or "It's what you get to keep that counts."

Got questions?  I've got answers - call me or reply to this email.

Thanks,

Rick
(713) 206-3885 - direct
(844) 370-SAFE - toll-free